The terms and conditions of use set out below apply to the website (the “Website”). The Website is intended for use by residents of the United Kingdom of Great Britain and Northern Ireland only. By using the Website, users are deemed to have full knowledge of the following terms and conditions and to accept them.


All information accessible on this Website is protected by copyright. Users may view Website pages on screen and may print or download
extracts for personal use or for use by others within their organisations.

Users may supply a copy of any such extract to any third party provided that:

  • the extract is for their own personal use;
  • the extract is not supplied as part of or
    incorporated in another work, website or publication;
  • the extract is not supplied either directly or
    indirectly in return for commercial gain; and the third party is made aware that the source of the copy is this website and that these terms and conditions apply equally to them.

No part of this website may be reproduced, transmitted to, or stored on any other website or in any other form of electronic medium without express written consent this includes other social networks such as Twitter, TikTok, Facebook and similar.

Continuity and quality of service will use its reasonable endeavours to provide users with prompt and continuing service. does not, however, warrant that the service it provides will continue uninterrupted or without delay or that it will remain unchanged. In particular, reserves the right to bring the Website down as and when necessary for maintenance.

Whilst will use its reasonable endeavours to ensure that the information contained in the Website is correct and reliable,
no warranty, either express or implied, is given as to the accuracy or completeness of that information.

The Website is intended to provide users with general information relating to, its various products and services and other financial information which may be of relevance or interest to users. The Website is not intended to provide exhaustive details concerning any of the issues or matters referred to on it. In particular, the information generated via the analyser tool on the Website is intended to be considered a high-level indicator only. Users should treat it as non-binding guidance.

Before making any decision or taking any action that may affect users’ finances or business, users are urged to take independent advice from suitably qualified advisors.

Links to external sites

The Website may, from time to time, contain hypertext links to several websites owned, operated and controlled by third parties. has no control over or proprietary interest in any of these websites and, as such, makes no warranties about the quality, security, accuracy or any other aspect of such sites and excludes any liability arising from the use of the same.

Data protection

Protecting users’ personal data takes top priority for, and our brand does not collect personal data through its website without users’ consent. Users alone decide whether to provide with such data or not.

Where users of the Website can communicate to personal information via the Website, shall, at all times, process and utilise such personal information provided following the Data Protection Act 1998. Only authorised employees, under appropriate confidentiality obligations, will have access to users’ personal information. If users who have provided with personal information would like to alter their details or check their accuracy, please email us at:

Upon access to the Website, information is occasionally collected automatically (i.e., not through registration), whereby this information cannot be assigned to a specific person (e.g., Internet browser and operating system used; domain name of the website from where users arrived; the number of visits, average dwell time, pages called up). uses this information to determine the activity of the Website and improve its content.

When users visit the Website, information may be saved on users’ computers as a “cookie”, which is then automatically recognised on the next visit to the Website. Users who do not want to recognise their computers should set their Internet Browsers so that they delete cookies from the computer’s hard disk, block all cookies or warn users before saving a cookie.


Whilst every effort is made to ensure that any enquiries submitted are dealt with promptly, cannot guarantee that queries will
always be dealt with within the timescale users may require. cannot always guarantee complete confidentiality and would therefore recommend that users not transmit or include sensitive information, which could be classed as a trade secret, via the Internet.

Disclaimer shall not be liable for any third-party claims or losses of any nature, including, but not limited to, loss of profits, indirect
or consequential loss or loss due to circumstances beyond its reasonable control. does not accept any liability for any acts or omissions resulting from users’ decisions or opinions formed based on the use of the Website. may, at any time, change, modify, add to or remove part or all of these terms and conditions. Users should therefore check these terms and conditions periodically to see if they have changed. Continued use of this Website following any change in the terms and conditions will constitute the user’s acceptance of those changes. makes every effort to ensure that the information and data on the Website are correct., however, accepts no liability and does not guarantee that the information and data provided are up-to-date, correct and complete. This also applies to all other websites referred to using a hyperlink from time to time. is not responsible for the contents of such websites reached using such a link and reserves the right to modify or supplement the information or data provided without prior notice.


These Terms and Conditions are governed by and shall be construed by English law. Disputes in connection with the Website shall be subject to the jurisdiction of English Courts.  Please also read, Privacy Policy and Cookie Policy for more information regarding our general business and website usage terms and conditions.